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Rates

DEPOSIT ACCOUNTS

Daily Interest Premium Savings

Rate
Daily Interest Premium Savings 2.70%

Daily Interest Chequing/Savings

Rate
Balance: $0 - $4,999.99 0.250%
$5,000.00 - $9,999.99 0.250%
$10,000.00 - $24,999.99 0.500%
$25,000.00 - $59,999.99 0.500%
Over - $60,000.00 0.500%
U.S. Dollar Daily Interest Savings 1.000%
Euro Daily Interest Savings 0.100%
 
 

Guaranteed Investment Certificates (GICs)

NOT ELIGIBLE FOR PROFIT SHARING

Rate
1 Year 4.85%
2 Year 4.75%
3 Year 4.65%
4 Year 4.55%
5 Year 4.50%
1 Year Cashable 4.00%
1 Year U.S. Dollar GIC 2.00%

Tax Free Savings Accounts

Rate
Daily Interest Savings 2.70%
Cashable TFSA 4.00%
1 Year Fixed 4.85%
2 Year Fixed 4.75%
3 Year Fixed 4.65%
4 Year Fixed 4.55%
5 Year Fixed 4.50%

RRSP, RRIF and RESP Deposits

Rate
Daily Interest Savings 2.70%
1 Year Fixed 4.85%
2 Year Fixed 4.75%
3 Year Fixed 4.65%
4 Year Fixed 4.55%
5 Year Fixed 4.50%

MORTGAGES & LOANS

Prime Rate

Rate
Prime rate 6.70%

Mortgages

Rate
Open variable 7.20%
5 Year Closed variable 6.70%
1 Year Fixed Open 6.94%
1 Year Fixed 5.99%
2 Year Fixed 5.89%
3 Year Fixed 5.79%
4 Year Fixed 5.79%
5 Year Fixed 5.69%

Home Equity Line of Credit

Rate
From 7.35%

Personal Loan

Rate
From 8.85%

Personal Line of Credit

Rate
From 10.35%

​The above posted rates apply to Owner Occupied mortgages. For Non-Owner Occupied rates contact our Lending Department.

​Rates shown are subject to change without notice.

Prime rate effective January 26, 2023. Interest rates effective as of February 9, 2023.