Rates
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Deposit Accounts
| Daily Interest Chequing and Savings | Rate |
|---|---|
| Balance: $0 – $4,999.99 | 0.250% |
| $5,000.00 – $9,999.99 | 0.250% |
| $10,000.00 – $24,999.99 | 0.500% |
| $25,000.00 – $59,999.99 | 0.500% |
| Over $60,000.00 | 0.500% |
| U.S. Dollar Daily Interest Savings | 1.00% |
| Euro Daily Interest Savings | 0.10% |
| Daily Interest Premium Savings | Rate |
|---|---|
| Daily Interest Premium Savings | 2.50% |
Investment Accounts
| RRSP, RRIF, and RESP Deposits | Rate |
|---|---|
| Daily Interest Variable | 2.50% |
| 1 Year Fixed | 3.20% |
| 2 Year Fixed | 3.30% |
| 3 Year Fixed | 3.40% |
| 4 Year Fixed | 3.50% |
| 5 Year Fixed | 3.60% |
| TFSA Deposits | Rate |
|---|---|
| Daily Interest Variable | 2.50% |
| 1 Year Fixed | 3.20% |
| 2 Year Fixed | 3.30% |
| 3 Year Fixed | 3.40% |
| 4 Year Fixed | 3.50% |
| 5 Year Fixed | 3.60% |
| 1 Year Cashable TFSA | 2.50% |
| GIC Deposits | Rate |
|---|---|
| 1 Year | 3.20% |
| 2 Year | 3.30% |
| 3 Year | 3.40% |
| 4 Year | 3.50% |
| 5 Year | 3.60% |
| 1 Year Cashable GIC | 2.50% |
| 1 Year U.S. Dollar GIC | 1.50% |
- 1 Year Cashable GIC is redeemable after 60 days; all other GICs are non-redeemable.
- GIC Deposits are ineligible for Profit Sharing.
Lending Accounts
| Prime Rate | Rate |
|---|---|
| Prime Rate | 4.45% |
| Mortgages | Rate |
|---|---|
| Open Variable | 6.45% |
| 5 Year Closed Variable | 4.45% |
| 1 Year Fixed Open | 5.99% |
| 1 Year Fixed | 4.59% |
| 2 Year Fixed | 4.59% |
| 3 Year Fixed | 4.59% |
| 4 Year Fixed | 4.59% |
| 5 Year Fixed | 4.59% |
- Rates shown are for Owner Occupied Mortgages.
- Non-Owner-Occupied and Commercial Mortgage Rates available upon request.
| Personal Loans | Rate |
|---|---|
| Starting at | 6.60% |
| Personal Line of Credit | Rate |
|---|---|
| Starting at | 8.10% |
| Home Equity Line of Credit | Rate |
|---|---|
| Starting at | 5.10% |
- Prime Rate effective October 29, 2025.
- Interest Rates effective November 3, 2025.
- All Rates subject to change without notice.
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