Debit Card

Lost or stolen MEMBER CARD®?   After hours, call 1-888-277-1043. During business hours, notify us at 416-207-9239 or 416-532-1149.

PARAMA’S FLASH MEMBER CARD® debit card gives you convenient access to your account through a world-wide network of ATM’s and retail outlets.

As a Parama member you can make deposits, cash withdrawals, transfers and balance enquiries at over 3,300 EXCHANGE® Network ATMs across Canada without surcharges or fees.  The MEMBER CARD® also enables you to make purchases through Interac®Direct Payment from over 425,000 retailers across Canada. 

When traveling in the US, Parama members can make direct debit purchases through the Accel Point of Sale Network providing access to more than 3million merchant locations.  The MEMBER CARD® also provides for surcharge-free cash withdrawals from over 425,000 US ATM’s displaying the Accel logo (except where prohibited by law).  Your US$ transaction will be converted to Canadian dollars and debited to your Parama account, reducing the need to carry excess cash.  

The PARAMA FLASH MEMBER CARD® also provides access to your funds through at any CIRRUS Network ATM (surcharge may apply), making this truly an international banking card!

We are pleased to offer our members enhanced security with our microchip-enabled MEMBER CARD® debit cards. The microchips are encrypted and provide significant enhanced protection against counterfeiting and fraud when used together with your Personal Identification Number (PIN).

Debit Card Limits 

ATM: $500 withdrawal per day 

Point of Sale: $1,000 per day 

Interac E-Transfer®: $10,000 per day, $30,000 per week, and $90,000 per month