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No Fee Everyday Banking Advantage


At Parama Credit Union, members get full service chequing and savings in multiple currencies. And, with no minimum balance to monitor, you pay $0 in account fees and few or no user fees.

There are some fees; for example if you choose to withdraw cash from an ATM which is not part of the EXCHANGE ® Network, go into an overdraft or require a special service such as a bank draft or wire transfer.  But we make sure each and every member can perform regular everyday banking transactions without having to pay a service fee.

Compare this with what you are seeing at your financial institution. 



  • Unlimited deposits & withdrawals
  • Unlimited cheque payments and Electronic Fund Transfers
  • Unlimited ATM deposits and withdrawals through the Exchange® Network
  • Unlimited remote cheque deposits via “Deposit Anywhere” on the Parama mobile app
  • Unlimited bill payments
  • Unlimited debit card purchases
  • Interac® e-Transfers  ($1.50 transaction fee is waived)
  • Unlimited incoming Interac® e-Transfers per month
  • Unlimited post-dated and/or mailed in deposits
  • 100 personal account cheques included upon account opening


Ready to be a Member? CLICK HERE

For a complete list of fees CLICK HERE