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Personal Credit Application

Use our convenient, secure, online personal credit application to apply for your loan from the comfort of your home, car or work!

To apply, you must meet these requirements:
  • You are 18 or older.
  • You are resident of Ontario.
  • You have not declared bankruptcy in the last 7 years. If you have, it has already been discharged.
Regulatory Questions
Loan Details
Select the type of loan you are applying for from the drop down list.
If you are purchasing a property
Personal Information
For an accurate insurance quote, please indicate if you are a smoker or non-smoker.
Employment Information
Residence Information
Home Owner
Other Real Estate
Enter details including: who owns property, purchase price, estimated value, mortgage/month, annual property taxes, monthly condo fees (if applicable)
Cash (institution name)
Auto (make, model, year)
Other Assets
Personal Loans
Credit Cards
Lines of Credit
Other Liabilites
If we have questions can we reach you at:
In submitting this on-line application to PARAMA CREDIT UNION LIMITED, the applicants accept and consent to the following terms and conditions: The applicants are not indebted to any other Credit Union, Bank, Trust Company, Agency, Loan or Mortgage Company, either as a maker or endorser, except as stated above. The statements herein are made for the purpose of obtaining credit and are true to the best of my knowledge and belief. The applicants hereby agree that any misstatement of the facts contained herein or in any supporting documents shall entitle PARAMA CREDIT UNION LIMITED, "PARAMA", to cancel the approval of the facility and require immediate repayment of all monies. The applicants consent to and accept this as written notice of PARAMA obtaining, storing, using or disclosing any account, credit, personal or other information about me at any time, from, to or with any credit bureau, credit grantor, or other person in connection with any relationships between myself and PARAMA or those which PARAMA or I may wish to establish. PARAMA and it's service providers may use this information to: a) determine my financial situation; b) disclose it to a credit bureau, credit insurer or other financial institution in order to maintain the accuracy of information used in determining creditworthiness; c) provide me with PARAMA services; d) disclose it to anyone working with or for PARAMA, but only as needed for providing PARAMA services; e) provide me with information and offers on your products or services, or those of others, that you believe may be of interest to me. PARAMA may also use my social insurance number as an aid to identify me for history matching purposes. By pressing submit you agree to the above terms and conditions.
Please click the 'Submit' button ONLY ONCE.
The form will be submitted and you will receive a confirmation e-mail (please check JUNK).
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.